May 28, 2013

Mum, Did you know Having a Budget is a Good Idea?

Our Fraser is a thinker and an asker of questions.
The other day he came out with this one ~
"Mum, did you know that having a budget is a good idea?
Do you and Dad have a budget?"

Too cute, don't you think?




It's a very good question, and one that required a good answer.
I trust that's what we gave him when we said yes, and explained why.
How about you?  Do you have a budget?

I cannot tell you how liberating it is to make one if you haven't already.

So liberating.  So freeing.  Not restrictive at all.  Well, not really.
In light of what is accomplished with a budget, it really isn't.
It's not difficult to get on track in this area.
  
There are many resources available to help you get started ~
that is, if you want to start at all.  :)
If you are going to begin, make sure to keep it simple.
And, don't be too hard on yourself at the beginning ~
things will become apparent and require adjusting
as you go along...that's normal.

Another great idea that we've implemented
around here is paying cash for things ~
especially for groceries.  It's been a wonderful thing.
And, it is true...we do spend less.

Just a little food for thought inspired

by my thought-provoking boy.  :)

Many Blessings,
Camille


**Image courtesy of Calvin ~ Thank you my love.  XO




6 comments:

Sonja said...

Hi Camille:

Thank you for visiting, and for the nice comment you left. I've sure enjoyed hopping over here to see your page. I SO agree, a budget is a good thing. I too have learned some valuable lessons on that through the years. And btw... I am definitely trying your casserole recipe below!! :)

Blessings!
Sonja

Maryann said...

Quite a clever young man, a wonderful teaching moment. We had to learn the hard way in our younger years, how valuable having a budget was. We find budgeting quite freeing as well. We pay cash for groceries and car repairs...as part of a way to help us with budgeting

Linda Stubbs said...

Hi sweet friend, I am on vacation for the summer from the college......had to come and see what life was like for you! I will be catching up. I miss you in my life! Hugs sweet friend, Linda
P.S.I so remember the driving lessons. I always sat in the back!!!!! Now my youngest is 19......awwww where did the time go?

Camille said...

Sonja ~ Welcome here! Thank you for stopping by and for your sweet comment. I do hope you enjoy the casserole. :)

Maryann ~ It is a powerful thing to keep a budget...don't you think? What a blessing you are using one now. Thank you for your encouragement. :)

Linda ~ How lovely it is to hear from you! I know how busy life is when you are working at the college. I am so pleased that you have the summer off my friend...enjoy! :)

Many Blessings,
Camille

Sun Valley Homestead said...

Very smart young man you have there...yes, a budget is so freeing. The secret though is sticking to it...yikes!!!! And we only pay cash as well.

Hugs,
Connie

Camille said...

Connie ~ Yes, one has to be disciplined to stick to the budget...it is an important aspect to the whole thing. Yippee for cash! :)

Hugs to you!
Camille